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Dakar · West Africa

PCI DSS v4.0 compliance for card payments in West Africa

Card data is the most stolen data in the world. The standard protecting it is not optional.

The challenge

GIM-UEMOA, Visa and Mastercard require PCI DSS compliance from any party that stores, processes or transmits card data. Version 4.0 tightens authentication, monitoring and governance — and a poorly scoped CDE turns compliance into a never-ending project.

What we deliver

  • CDE scoping and reduction (segmentation, tokenization)

  • Gap analysis against the 12 PCI DSS v4.0 requirements

  • Remediation plan and implementation of technical controls

  • Preparation of the appropriate SAQ or QSA audit support

  • Ongoing compliance: quarterly ASV scans, annual reviews and tests

Our method

End-to-end card-flow mapping — the real scope, not the assumed one.

Scope reduction before remediation: fewer systems in scope, less effort.

Gap remediation with your teams, requirement by requirement.

Validation: documented SAQ or QSA audit prepared without surprises.

Who it's for

Issuing and acquiring banks, card processors, fintechs, payment aggregators and e-merchants handling card data in the WAEMU zone.

Frequently asked questions

Who must comply with PCI DSS?

Any entity that stores, processes or transmits payment-card data, regardless of volume — from e-merchant to processor. Only the validation mode (SAQ or audit) varies by level.

Self-assessment (SAQ) or QSA audit: which do we need?

It depends on your transaction volume and the requirements of your acquirer or GIM-UEMOA. We determine your applicable level and the right SAQ for your architecture, or prepare the full audit.

How long does v4.0 compliance take?

From 3 months for a well-segmented outsourced scope to 12-18 months for a full processor. Upfront scope reduction is the number-one lever to shorten it.

Proven in the field

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